Central Court Records Search: Free Online Database 2026

Central court records search has become the first step for anyone verifying legal history, conducting due diligence, or tracking active litigation across U.S. jurisdictions. With PACER’s $3.00 per-document cap eliminated in July 2025, federal filings now cost a flat $0.10 per page, and users accruing less than $30 in quarterly fees receive automatic refunds—cutting central court records search costs for journalists, paralegals, employers, and self-represented parties. The central court records system aggregates case files, docket entries, and judgment documents from federal, state, county, and municipal sources into one searchable online database. A standard central court records search requires only a case number, party name, or attorney bar number to retrieve the full filing history, covering motions, orders, hearing dates, and final judgments. Free aggregators like CourtListener, RECAP, and CourtReference let you search central court records online without a paid subscription, while most state-sponsored eCourt portals handle routine party-name and case-number lookups at no cost.

Central court records search portals differ in coverage depth, document availability, and cost—so knowing which platform fits your needs saves both time and money. The central court records portal hierarchy spans three tiers: official government systems such as PACER for federal cases and each state’s Odyssey or Tyler Technologies eCourt platform, free public aggregators like CourtListener, RECAP, and CourtReference, and commercial databases spanning LexisNexis CourtLink, Westlaw, UniCourt, and Trellis. For a quick central court records lookup on a budget, start with CourtReference’s free directory, which links to every U.S. state court website and helps you identify the right jurisdiction before you search. A central court records inquiry on these sites returns docket sheets, party names, filing dates, judge assignments, and case dispositions within seconds. If you need certified copies for legal filings, learn how to find central court records that require clerk authentication—most courts still demand a direct request by mail, in person, or through a dedicated online portal, often for a small per-page fee.

Defining “Central” in the Court Records Context

Central court records refers to a consolidated or unified system that aggregates case files, docket sheets, motions, orders, and judgment documents from multiple jurisdictional court databases into one searchable interface. The term “central” does not imply a single federal database; rather, it describes the functional convergence point where federal, state, county, and municipal court data meet through official portals and authorized third-party aggregators.

Centralized vs. Decentralized Court Systems

The U.S. judicial system operates as a dual court structure. Federal courts (U.S. District Courts, Circuit Courts of Appeals, Bankruptcy Courts) maintain separate electronic filing systems unified under PACER. State courts, however, remain decentralized—each of the 50 states operates its own eCourt platform, often using vendor systems from Tyler Technologies (Odyssey), CourtMap, or state-built software. County and municipal courts layer beneath state systems with their own clerks and dockets.

Historical Evolution: From Paper Dockets to e-Filing

Before electronic filing, court records existed solely as physical documents housed in clerk offices. The Electronic Public Access program launched PACER in 1988, and the 2002 E-Government Act mandated online access to federal court documents. State-level e-filing expanded through the 2010s, with full adoption accelerating after the COVID-19 pandemic forced remote court operations.

The Legal Basis for Public Court Record Access

Public access to court records is rooted in the First Amendment and centuries of common law tradition. The U.S. Supreme Court affirmed this right in Richmond Newspapers v. Virginia, 448 U.S. 555 (1980), holding that criminal trials carry a presumption of openness. Federal Rules of Civil Procedure (FRCP) Rule 5.2 and Federal Rules of Criminal Procedure Rule 49.1 establish redaction standards for sensitive personal identifiers. State Public Records Acts and the federal Freedom of Information Act (FOIA) further codify the public’s right to inspect judicial filings.

  • First Amendment right of access (Richmond Newspapers v. Virginia, 448 U.S. 555)
  • FRCP Rule 5.2 / Fed. R. Crim. P. 49.1 redaction standards
  • State Public Records Acts (sunshine laws in all 50 states)
  • Common law right of inspection
  • Federal Freedom of Information Act (FOIA), 5 U.S.C. § 552

Who Maintains Central Court Records?

Court clerks at the federal, state, county, and municipal levels serve as the official custodians of court records. The Administrative Office of the U.S. Courts (AO) oversees PACER operations federally. Authorized third-party aggregators—including LexisNexis, UniCourt, and CourtListener (via RECAP)—index and redistribute public docket data under licensing agreements or open-data principles.

Types of Central Court Records and What They Contain

Central court records span seven primary case categories—civil, criminal, bankruptcy, family, probate, traffic, and appellate—each with distinct document types, retention rules, and search parameters. Knowing which type you need narrows your search and reduces retrieval time.

Civil Court Records

Civil court records document disputes between private parties involving contracts, property, personal injury, employment, and tort claims. The case file typically contains the complaint, answer, motions (to dismiss, for summary judgment), discovery filings, pretrial orders, the trial transcript, and the final judgment or settlement agreement. Judgment liens, satisfaction of judgment, and writs of execution may also appear.

Complaints, Motions, and Orders

The initiating complaint outlines the plaintiff’s claims. Subsequent motions ask the court to rule on procedural or substantive matters. Orders reflect the judge’s rulings and carry binding legal effect within the case.

Judgment Entries and Settlement Agreements

A judgment entry finalizes the court’s decision on damages or relief. Settlement agreements, when filed with the court, become part of the public record and signal case disposition.

Criminal Court Records

Criminal court records track prosecutions brought by state or federal government against individuals accused of crimes. Documents include the indictment or information, arraignment minutes, plea agreements, pretrial motions, trial transcripts, sentencing orders, and probation records. Post-conviction filings such as habeas corpus petitions and appeals also appear in the docket.

Arraignments, Pleas, and Sentencing Documents

Arraignment minutes record the formal reading of charges and the defendant’s plea. Sentencing documents outline the imposed penalty—incarceration, fines, probation, or community service.

Expunged and Sealed Records — Visibility Caveats

Expunged criminal records are statutorily removed from public access but may persist in law-enforcement databases. Sealed records remain on file with the court but are hidden from public view by judicial order. Commercial databases sometimes retain sealed or expunged entries until the aggregator purges them.

Bankruptcy Records

Bankruptcy records are filed in U.S. Bankruptcy Courts and accessible through PACER. Chapter 7 cases involve liquidation; Chapter 11 involves business reorganization; Chapter 13 covers individual debt adjustment with repayment plans.

Chapter 7, 11, and 13 Filings

Each chapter produces a different document set: petitions, schedules of assets and liabilities, creditor matrices, statements of financial affairs, and reorganization plans (Chapters 11 and 13).

Trustee Reports and Discharge Orders

The U.S. Trustee or case trustee files reports on asset recovery, creditor distributions, and case administration. A discharge order releases the debtor from qualifying debts.

Family Court Records

Family court records handle divorce, child custody, child support, adoption, paternity, and domestic violence matters. Access rules vary significantly by state—some filings are sealed automatically (such as adoption decrees), while others (divorce judgments) remain public.

Divorce Decrees, Custody Filings, and Restraining Orders

Final divorce decrees, custody orders, and parenting plans typically appear in the public docket. Restraining orders, especially those involving minors or domestic violence, may be sealed or redacted.

Probate, Traffic & Small Claims Records

Probate records document estate administration, wills, and guardianships. Traffic and infraction records cover moving violations, parking tickets, and minor municipal offenses. Small claims records capture civil disputes under jurisdictional monetary limits (often $5,000–$10,000).

Estate Inventories and Wills on File

Probate filings include the decedent’s will (if probated), an inventory of assets, creditor claims, and final distribution orders. Some states seal wills during the probate process; others keep them public from filing.

Infraction and Citation Records

Traffic citations and infractions appear in municipal or county court systems. Convictions affect driving records but are also searchable through the originating court’s portal.

How to Search Central Court Records: Step-by-Step Process

Searching central court records requires a case number, party name, or attorney bar number entered into the appropriate federal, state, or third-party portal. Most platforms follow a five-step workflow: select jurisdiction, enter search criteria, filter results, view docket, and download or purchase certified copies.

Step 1: Identify the Correct Jurisdiction

Jurisdiction determines which database you must search. Federal cases belong in PACER. State cases belong in the relevant state’s eCourt portal. County and municipal cases require the local clerk’s system.

Federal vs. State Court Distinction

Federal courts hear cases involving federal statutes, constitutional issues, interstate disputes, and bankruptcy. State courts handle most criminal matters, family law, contract disputes, and tort claims. A case’s caption, party location, and subject matter help identify the correct tier.

Locating County-Level Filings

County clerk websites or CourtReference.com link directly to county-level eFile systems. When in doubt, contact the clerk’s office by phone or visit in person.

Step 2: Gather Required Search Inputs

The most accurate searches use a case number (also called a docket number). If unavailable, a party name search works—first and last names of the plaintiff or defendant, plus approximate filing date or court venue, narrow results.

Case Number Format by Jurisdiction

Federal civil cases follow the format YY-cv-NNNNN (e.g., 2:24-cv-01234). Criminal cases use YY-cr-NNNNN. Bankruptcy uses YY-bk-NNNNN. State formats vary—New York uses Index Number/Year sequences; California uses a single alphanumeric string assigned at filing.

Searching by Party Name (Soundex & Fuzzy Match)

Many portals use Soundex or phonetic matching algorithms to handle spelling variations and typos. Entering the last name plus a first initial widens the search and helps locate cases with minor name discrepancies.

Step 3: Execute the Search and Interpret Results

Enter your search criteria, select date ranges if available, and review the results list. Each entry typically shows the case number, parties, filing date, case type, and current status.

Reading a Docket Sheet — Line-by-Line

A docket sheet lists every filing in chronological order. Each entry includes the entry date, document description, and a link (or document number) to the underlying PDF. The first entry is usually the initial pleading; later entries show rulings, motions, and orders.

Common Status Codes

Standard disposition codes include “Pending” (active case), “Disposed” (judgment entered), “Dismissed” (case ended without trial), “Settled” (parties reached agreement), and “Transferred” (moved to another jurisdiction).

Step 4: Access and Download Documents

PACER charges $0.10 per page for federal documents. The previous $3.00 per-document cap was eliminated in July 2025. Users who accrue less than $30 in quarterly fees receive automatic refunds. Audio file access costs $2.40 per file.

PACER Fee Structure (2026)

Document access: $0.10 per page. PDF copies of up to 30 pages cost no more than $3.00 per document, but no per-document cap applies once exceeded. Search results: $0.10 per search (waived if results are zero). Quarterly fee waiver: users under $30 in charges per quarter get refunded automatically.

Free Alternatives: CourtListener/RECAP, CourtReference, State Free Lookups

CourtListener hosts federal docket data contributed by users through the RECAP browser extension. CourtReference.com offers a free directory linking to every U.S. state court portal. Many state eCourt systems provide free party-name and case-number searches; document downloads may carry a small fee.

Step 5: Request Certified Copies

Certified copies carry an official court seal and are admissible in legal proceedings. They require a direct request to the clerk.

In-Person, Mail, and Online Certified Copy Requests

Most clerks accept in-person requests at the courthouse, mail-in requests with payment, and online requests through the court’s eFile portal. Fees vary by jurisdiction—typically $5–$25 per document plus per-page charges.

Central Court Records Platforms: Free vs. Paid Portals Compared

Three tiers of central court records platforms exist: official government portals (PACER, state Odyssey/Tyler systems), free public aggregators (CourtListener, RECAP, CourtReference), and commercial databases (LexisNexis, Westlaw, UniCourt, Trellis). Each differs in coverage depth, cost, and document availability.

Official Government Portals

Official portals offer authoritative, real-time docket data directly from the court clerk. They are the primary source for accurate record retrieval.

PACER — Public Access to Court Electronic Records (Federal)

PACER covers all U.S. District Courts, Circuit Courts of Appeals, and Bankruptcy Courts. Registration is free; usage triggers per-page fees.

State eFile/eCourt Systems (Odyssey, CourtMap, state-specific platforms)

Many states use Tyler Technologies’ Odyssey platform for statewide eFile and eCourt access. Examples include Texas (Odyssey), Florida (eClerk), and California (CourtConnect). Each state’s portal offers party-name and case-number search, often at no cost.

County Clerk Direct Portals

Counties maintain their own clerk websites, especially for civil, criminal, probate, and traffic records. Search functions vary by county.

Free Public Aggregators

Free aggregators republish public docket data at no cost to the user.

CourtListener / Free Law Project / RECAP

CourtListener is a free legal research project by the Free Law Project. RECAP allows users to upload federal court documents purchased on PACER, sharing them with the public. Coverage grows through user contributions.

CourtReference.com

CourtReference provides a free, searchable directory linking to all 50 states’ official court systems and PACER. It helps users identify the correct jurisdiction before searching.

State-Sponsored Free Search Portals

Some states—Florida, Ohio, and Pennsylvania among them—offer free statewide court record searches through their judiciary websites.

Commercial & Enterprise Platforms

Commercial platforms aggregate court data with added features: alert systems, analytics, bulk export, and litigation intelligence.

LexisNexis CourtLink & Westlaw

LexisNexis CourtLink and Westlaw serve large law firms and corporate counsel with federal, state, and international coverage. Pricing follows enterprise licensing.

UniCourt, Trellis, and Docket Alarm

UniCourt aggregates federal and state dockets with an API for developers. Trellis (formerly Judicata) applies AI to judicial analytics. Docket Alarm provides alerts and tracking for active cases.

Background Check Integrations (Checkr, Sterling)

Background check providers pull court record data for FCRA-compliant employment screening, tenant screening, and volunteer vetting. Checkr and Sterling serve employers and landlords.

Comparison Table: Central Court Records Platforms (2026)

PlatformCoverageCostBest For
PACERAll federal courts$0.10/page (quarterly refund under $30)Federal case research
CourtListenerFederal + some state via RECAPFreeBudget journalists, pro se litigants
UniCourtFederal + 50-stateSubscriptionLitigation intelligence, docketing
LexisNexis CourtLinkFederal + state + internationalEnterprise pricingLaw firms, corporate counsel
CourtReferenceAll 50 states directoryFreeLocating correct court system
TrellisFederal + selected stateSubscriptionJudicial analytics, AI research

Who Uses Central Court Records and Why: 7 Practical Use Cases

Central court records serve seven primary user groups: journalists investigating stories, legal professionals conducting due diligence, employers screening candidates, defendants and family members tracking cases, genealogists tracing lineage, researchers building datasets, and self-represented litigants preparing filings.

Journalists and Investigative Reporters

Reporters rely on court records to verify claims, uncover litigation history, and source stories. The Investigative Reporters and Editors (IRE) organization trains journalists in public records methods. Court records underpin investigative work on corporate fraud, government misconduct, and civil rights.

Legal Professionals — Attorneys, Paralegals, Investigators

Attorneys conduct docket checks for conflict-of-interest clearance before accepting new clients. Paralegals pull case histories to draft pleadings, prepare for depositions, and monitor opposing counsel filings. Investigators use court records to locate parties, witnesses, and assets.

Conflict-of-Interest Checks

Before representation, a firm must confirm that no current or former client is involved in the matter. PACER and state searches reveal prior representation history.

Pre-Litigation Due Diligence

Attorneys research opposing parties, prior similar lawsuits, and judicial tendencies before filing. This shapes strategy and case valuation.

Employers and Landlords (FCRA-Compliant Use)

Under the Fair Credit Reporting Act (15 U.S.C. § 1681), employers using criminal records for hiring decisions must work through a Consumer Reporting Agency (CRA). Self-conducted searches are permissible for personal research but cannot be the sole basis for adverse employment action.

FCRA Compliance for Background Checks

FCRA requires written consent, a pre-adverse action notice, and an opportunity to dispute inaccurate records. Failure to comply carries statutory damages.

Defendants, Plaintiffs, and Family Members

Parties monitor active cases to track hearing dates, review filings, and prepare responses. Family members seek information on relatives involved in litigation. Legal aid organizations such as Legal Aid Society and LawHelp.org offer assistance for those navigating courts without an attorney.

Genealogists, Researchers & Self-Represented Litigants

Genealogists use probate records, naturalization filings, and historical dockets to trace lineage. Academic researchers build datasets from court records to study judicial behavior, sentencing patterns, and case outcomes. Self-represented litigants (pro se) access records to prepare their own filings and motions.

Privacy, Sealing, Expungement & Access Restrictions

Not all court records are public. Federal Rule of Civil Procedure 5.2 and state equivalents mandate redaction of Social Security numbers, juvenile records, and sealed proceedings. Expunged records are removed from public access but may still appear in some commercial databases until purged.

What Records Are Restricted by Law?

Federal and state laws restrict access to specific record categories to protect privacy, safety, and minors’ welfare.

Juvenile, Adoption, and Mental Health Commitment Records

Juvenile delinquency records are generally sealed. Adoption records are sealed in all states, with access limited to adult adoptees under varying conditions. Mental health commitment records are confidential under state health privacy statutes.

Trade Secrets and Sealed Wiretap Orders

Civil filings containing trade secrets may be sealed under protective orders. Wiretap orders under 18 U.S.C. § 2518 are sealed during the pendency of the investigation.

Sealed vs. Expunged Records — The Critical Difference

Sealed records remain on file with the court but are hidden from public view via a judicial order. Expunged records are legally destroyed or treated as though they never existed. Both restrict public access, though fingerprints and limited law-enforcement access may persist for expunged records.

How to Request Sealing (Motion Practice)

A motion to seal requires notice to all parties, a supporting brief, and often a hearing. Courts apply a balancing test between public access and privacy interests, weighing Richmond Newspapers precedents and case-specific factors.

State-by-State Expungement Eligibility (2026)

Eligibility varies by state and offense. Many states now permit expungement of certain misdemeanors, non-violent felonies, and juvenile adjudications after a waiting period. California’s AB 1076 (2019) and subsequent expansions automate expungement for eligible convictions. New York and Texas have enacted similar reforms in 2025–2026.

Your Rights When Records Are Incorrect

If a court record contains factual errors, you may petition the clerk for correction under state correction statutes. Right-to-reform statutes in several states (CA, NY, TX) also allow individuals to demand correction or removal from commercial aggregators.

Correction Procedures and Right-to-Reform Statutes

Most courts accept written requests for clerical correction. Substantive corrections require a motion and judicial order. Commercial aggregators must comply with state removal statutes within specified timeframes.

Removal from Commercial Aggregators (State-specific)

California’s Consumer Privacy Act (CCPA) and right-to-removal statutes in New York and Texas require aggregators to honor verified removal requests for certain record types.

Central Court Records in 2026: Recent Changes, AI Search & Future Trends

As of mid-2026, PACER has eliminated its $3 per-document cap and continues its modernization mandate; AI-assisted legal research tools now integrate docket intelligence; and multiple states have passed right-to-removal laws for commercial court-record aggregators.

PACER Modernization & Fee Reforms (2024–2026)

The PACER fee schedule was reformed by the Administrative Office of the U.S. Courts in 2025. The $3.00 per-document cap was eliminated in July 2025, leaving a flat $0.10-per-page rate. The AO continues developing an open API for bulk access.

Elimination of the $3.00 Document Cap (Effective July 2025)

Under the previous structure, PACER charged $0.10 per page but capped total fees at $3.00 per document. The cap was eliminated to align PACER pricing with actual usage, particularly for lengthy filings.

Open API Access & Developer Tools

PACER’s Case Locator API and forthcoming bulk-data programs enable developers to build court-record tools. The AO released documentation for the API in 2025.

AI & Natural Language Search in Court Records

AI legal research tools now integrate docket intelligence and natural-language queries.

Emerging Tools: Casetext CoCounsel, LexisNexis Protege, Harvey AI

Casetext CoCounsel (acquired by Thomson Reuters) applies generative AI to legal research, including court record analysis. LexisNexis Protege and Harvey AI offer similar docket-intelligence features for law firm workflows.

AI Overviews (SGE) Implications for Legal Research

Search engines increasingly surface AI-generated summaries for legal queries. Structured data, schema markup, and authoritative content improve visibility in AI Overviews for court record topics.

State-Level Right-to-Removal Laws

California, New York, and Texas have enacted statutes requiring commercial aggregators to honor removal requests for certain court records.

California, New York, Texas — 2025–2026 Legislation

California’s existing CCPA framework was expanded in 2025 to clarify aggregator obligations. New York’s 2025 removal statute targets mugshot and arrest-record sites. Texas enacted similar protections in 2026.

International Comparative Note

Other countries maintain their own court record systems: the United Kingdom’s Court Serve and HM Courts & Tribunals Service, India’s eCourts project, and the European Union’s ECLI (European Case-Law Identifier) system.

Office Location & Contact Details

The Administrative Office of the U.S. Courts oversees PACER and federal court administration. The Office of Public Affairs handles public inquiries regarding federal court records.

Administrative Office of the U.S. Courts
One Columbus Circle, NE
Washington, DC 20544
Phone: (202) 502-2600
Public Access to Court Electronic Records (PACER) Service Center: (800) 676-6856
Website: pacer.uscourts.gov

State court records are maintained by individual state judiciary websites. A complete directory is available at courtreference.com.

Map: Administrative Office of the U.S. Courts

Official Resources & Links

PACER (Federal Court Records): pacer.uscourts.gov

CourtReference (State Court Directory): courtreference.com

CourtListener (Free Federal & State Search): courtlistener.com

Administrative Office of the U.S. Courts: uscourts.gov

National Center for State Courts: ncsc.org

Visiting Hours: The Administrative Office of the U.S. Courts is open Monday through Friday, 8:30 AM to 5:00 PM Eastern Time, excluding federal holidays. The PACER Service Center operates Monday through Friday, 8:00 AM to 8:00 PM Eastern Time, and Saturday, 8:00 AM to 4:00 PM Eastern Time.

This article is for informational purposes only and does not constitute legal advice. Consult a licensed attorney in your jurisdiction for guidance on specific court record matters.

Frequently Asked Questions

Central court records store every filing, ruling, and motion in U.S. federal and state cases. So landlords, employers, journalists, and regular citizens run a central court records search to verify backgrounds before they sign contracts. They check pending lawsuits, and they pull evidence for appeals. Federal files live on PACER, and state courts run their own central court records database systems. When you need a central court records lookup, you can confirm a person legal history, spot liens, or track an active case before deadlines hit. The central court records portal at each courthouse gives same-day access to dockets, and new fee caps cut costs for light users. After you gather the basics, anyone can start a central court records inquiry online. For example, use a name, case number, or party role. In fact, knowing how to find central court records saves time, money, and legal headaches.

What is a Central Court Records search and who needs one?

A central court records search pulls case files, docket entries, and judgments from federal and state court databases. Lawyers, paralegals, employers, landlords, and the public rely on these searches to verify legal history before they sign contracts, when they extend credit, or before they hire staff. The central court records system holds criminal indictments, civil complaints, bankruptcy filings, and family court rulings. Federal cases live on PACER, and state courts maintain separate portals. Users see party names, filing dates, and the latest motions for each case. Background checks, custody disputes, and business due diligence all start with this search. After you gather the basics, new users can find federal criminal records through the U.S. Courts public portal.

How do I run a free Central Court Records search online?

PACER charges $0.10 per page for federal docket access since July 2025, and users who spend less than $30 in a quarter get automatic refunds. So start a search central court records query at the public PACER website or a state court portal. Type a full name, case number, or party role, then filter by court type or filing date. Many state courts publish free dockets for civil, criminal, and traffic cases. Federal appellate opinions stay free at the central court records website, and the central court records inquiry form lets users pull audio files or transcripts for a small fee. Check if your court offers in-person kiosk access at no charge.

Where can I find a Central Court Records lookup by name or case number?

Search central court records by name at the federal PACER site, or visit your state central court records portal for local cases. Each state judiciary runs a lookup page. This page ties names to docket numbers, hearing dates, and final rulings. For federal cases, PACER ties every defendant or plaintiff to a case ID. The central court records database then updates dockets within minutes of new filings. Smaller counties post searchable indexes on the central court records website, and larger jurisdictions partner with vendors like CourtListener or UniCourt. Confirm exact spellings before paying fees, since name typos can hide matching cases.

How much does it cost to access Central Court Records through PACER in 2026?

Federal access costs $0.10 per page through PACER, with a $30 cap per query. Users who spend less than $30 in any quarter receive automatic refunds, so light users pay nothing. Audio files cost $2.40 per file, and printed copies run $0.50 per page. The central court records system bills only when you view documents, not when you search. State courts set their own fees, and many state court records systems offer free public docket searches. The central court records portal accepts major credit cards, and account holders can set billing alerts. Clear your cart before closing the session to skip accidental charges.

What should I do if my Central Court Records search returns no results?

A blank search does not mean the case never existed. Try alternate spellings, remove middle names, or check the correct jurisdiction through the central court records lookup feature. Federal cases may sit in a different circuit than expected, so pull the federal court map before re-running the search. State courts sometimes seal records, especially juvenile or expunged files, and sealed files do not appear on the public central court records database. Call the courthouse clerk to ask about hidden dockets. If you still see nothing, run a search central court records online through third-party aggregators that scan several counties at once.

Can I use Central Court Records for background checks or tenant screening?

Yes, employers and landlords use central court records search results to confirm criminal history, civil judgments, and eviction filings before they make decisions. Federal cases on PACER show bankruptcies, federal indictments, and verdict dates. State courts post civil suits, small claims, and family court orders. Follow the Fair Credit Reporting Act, which requires the FCRA-compliant consumer reporting agency for tenant and employment checks. The central court records system holds raw data, and a screening service adds record matching, address history, and report formatting. Pull records yourself for free, or pay a vendor for a packaged background report.